Banking basics
A recap of a few things you’d think financial professionals ought to know


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One who owes money. From the Latin noun debitum, debiti one’s duty, or that which is owed. A Debtor is often, but not necessarily, a borrower, but may just be party to a transaction which is out-of-the-money. A bank, in relation to your deposit, is your debtor. You are a creditor.