Amwelladmin
Created page with "{{a|maxim|{{image|Toaster|png|No. Just No.}}}}{{maxim|Do not buy a warranty on a toaster}}. Do not insure things you can afford to replace. ''Solvent'' insurers necessarily overprice the actual probability of the loss in question: those who do not will not remain solvent, and insurers who do not remain solvent are no good to you. If you are concerned a £35 toaster might fail then, instead of spending £10 on a three-year warranty, spend £10 on a better toaster. The in..."