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21 October 2024

8 May 2024

  • curprev 09:1109:11, 8 May 2024‎ Amwelladmin talk contribs‎ 8,062 bytes +8,062‎ Created page with "===Prologue: ''bank'' economics=== Consider how a traditional bank makes money: on one side it has a loan book, usually in the shape of mortgages, on the other side it accepts customer deposits.<ref>And may enter into other forms of term borrowing in the financial markets such as by issuing commercial paper, bonds and so on.</ref> To make money it must ensure its total ''income'' on its loans (interest, after credit losses) exceeds its total ''costs'' of running the busi..."
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