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-{{g}}An assertion about a state of affairs that pertains right now, as we speak, in the universe out there, beyond one’s intellectual apparatus; “''[[res extensa]]''” in the argot of Cartesian [[metaphysics]], and not “''[[res cogitans]]''”. To be distinguished from mere opinion, and particularly, [[legal opinion|''legal'' opinion]]. Thus, a [[fact]] is the sort of thing one attests to by way of [[representation]] or [[warranty]]. Not the sort of thing your learned counsel will deign to advise you on.
+{{g}}An assertion about the current state of affairs, that pertains right now, as we speak, in the universe out there, beyond one’s intellectual apparatus; “''[[res extensa]]''” in the argot of Cartesian [[metaphysics]], and not “''[[res cogitans]]''”. To be distinguished from mere ''opinion'', and particularly, [[legal opinion|''legal'' opinion]].
+A ''present'' [[fact]] is the sort of thing one attests to by way of [[representation]] — before your [[contract]] is afoot — or [[warranty]], once you’re [[Signed, sealed, delivered|signed, sealed and delivered]] and underway.
 {{Future facts}}
-One should never represent or warrant as to legal matters<ref>A rule wholeheartedly honoured in the breach: the representation that one’s obligations are legal, valid and binding is a standard term of most financing contracts, however illogical it may be.</ref>. A [[legal eagle]] ''[[Legal opinion|opines]]'' on those.
+One should never [[Representation|represent]] or [[Warranty|warrant]] as to matters of law:<ref>A rule wholeheartedly honoured in the breach: the [[representation]] that one’s obligations are [[Obligations binding - Representation|legal, valid and binding]] is standard [[boilerplate]] in financing contracts, however illogical it may be.</ref> A [[legal eagle]] ''[[Legal opinion|opines]]'' on those.
 {{sa}}