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so insurance encourages shitty behaviour from everyone concerned: ''You'' are disincentivised from taking suitable care because — hey, I’m insured, right? — ''Helicopter Dad'' is encouraged to be a dick and make a claim, since it’s not well-intentioned volunteer coach he’s going after but big bad insurance company, and insurance company, being big and bad, tells Helicopter Dad where to get off, and gouges the poor old cricket association for its insurance premiums. | so insurance encourages shitty behaviour from everyone concerned: ''You'' are disincentivised from taking suitable care because — hey, I’m insured, right? — ''Helicopter Dad'' is encouraged to be a dick and make a claim, since it’s not well-intentioned volunteer coach he’s going after but big bad insurance company, and insurance company, being big and bad, tells Helicopter Dad where to get off, and gouges the poor old cricket association for its insurance premiums. | ||
{{sa}} | {{sa}} | ||
* | *{{br|Antifragile: Things that Gain from Disorder}} by the perennially entertaining {{author|Nassim Nicholas Taleb}} | ||
{{ref}} | {{ref}} | ||