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Insurance: Difference between revisions
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*''Helicopter mum'' is encouraged to [[Noli mentula esse|be a dick]] and make a claim, since it’s not thou well-intentioned volunteer coach she’s going after but a faceless corporate insurer, and | *''Helicopter mum'' is encouraged to [[Noli mentula esse|be a dick]] and make a claim, since it’s not thou well-intentioned volunteer coach she’s going after but a faceless corporate insurer, and | ||
*''Faceless corporate insurer'', being little more than a faceless corporate mode of extortion, will tell Helicopter Mum where to get off — there will be an exclusion — ''and'' gouge the poor old cricket association — and by extension ''you'' — by jacking up its premiums on account of its transparently negligent membership. Helicopter Mum, having embarked on the road to litigation may be inclined to put more money after bad in pursuing you in your person capacity, notwithstanding your impecuniosity. | *''Faceless corporate insurer'', being little more than a faceless corporate mode of extortion, will tell Helicopter Mum where to get off — there will be an exclusion — ''and'' gouge the poor old cricket association — and by extension ''you'' — by jacking up its premiums on account of its transparently negligent membership. Helicopter Mum, having embarked on the road to litigation may be inclined to put more money after bad in pursuing you in your person capacity, notwithstanding your impecuniosity. | ||
===The fastest car in the world: a rental car=== | |||
Sits towards the “airbags” end of the “[[airbag - steering-wheel continuum]]” as insurers have no standing or view of the day-to-day risk situation and can't direct client activities to avoid it. The client, by contrast, is incentivised too run the model hard, since it is insured I'd the model blows up, but paid the same in premium however conservatively it drives. (Okay that is not entirely true, but even with telemetry and no claims bonuses, the incentives are comparatively weak). | |||
{{sa}} | {{sa}} | ||
*[[Iatrogenics]] | *[[Iatrogenics]] | ||