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:“Whatever its faults the retrospective application of court rulings is straightforward. Prospective overruling creates problems of discrimination. Born out of a laudable wish to mitigate the seeming unfairness of a retrospective change in the law, prospective overruling can beget unfairness of its own.
:“Whatever its faults the retrospective application of court rulings is straightforward. Prospective overruling creates problems of discrimination. Born out of a laudable wish to mitigate the seeming unfairness of a retrospective change in the law, prospective overruling can beget unfairness of its own.
:“This is most marked in criminal cases, where ‘pure’ prospective overruling would leave a successful defendant languishing in prison.”
:“This is most marked in criminal cases, where ‘pure’ prospective overruling would leave a successful defendant languishing in prison.”
While the court didn’t rule out the idea of prospective overruling —“‘Never say never’ is a wise judicial precept, in the interests of all citizens of the country” — this present case was “miles away from the exceptional category in which alone prospective overruling would be legitimate”  
While the court didn’t rule out the idea of prospective overruling —“‘Never say never’ is a wise judicial precept, in the interests of all citizens of the country” — this present case was “miles away from the exceptional category in which alone prospective overruling would be legitimate”.
 
So no, fellas. Natwest, you are shit out of luck.<ref>Being shit out of luck is something of a habit of Natwest’s — see [[Greenclose v National Westminster Bank plc - Case Note|Greenclose]]


==[[Fixed charge|Fixed]] and [[Floating charge|floating]] [[charges]]==
==[[Fixed charge|Fixed]] and [[Floating charge|floating]] [[charges]]==