Interdisintermediation

Interdisintermediation
/ɪnˈtɜːdɪsˌɪntə(ː)ˌmiːdɪˈeɪʃən/ (n.)

Some say intermediation is back in style. I say it never went out.

In which the curmudgeonly old sod puts the world to rights.

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Disintermediation achieved by employing an intermediary or agent. This must seem the stupidest idea imaginable, and it rather is, only it is more or less management orthdoxy in many parts of the financial services industry.