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...re the [[borrower]] grants the [[lender]] a [[security interest]] over its property to mitigate the [[credit risk]]. ...lateral arrangement]]s, for very good example. So something can resemble a secured loan without actually being one.

...ansferring ''[[legal title]]'', but not ''[[beneficial ownership]]'', to [[property]] as [[security]] for a [[debt]]. Your mum and dad probably had one on thei ...e]] by the way. any security over a [[chattel]] counts. Under the [[Law of Property Act 1925]]:

...secured on a £4m property, could withhold its consent to the sale of that property.

...tap or a discrete set of notes under a different isin secured on the same property. It can't be both. Cash should not be part of the Secured Property. An SPV will never hold cash directly.

...is, the proper one. The overweening piece of statute here is the [[Law of Property Act 1925]]. ...ch involve [[Title transfer|transfer]] of the legal title to the [[secured property]] — a good example is a fully registered [[mortgage]], and

The general rule is that a secured creditor is not obliged to resort to its security but can still claim repay ...l charges may require a deed or registration or both) and over any kind of property (equitable as well as legal) but is subject to the doctrine of purchaser fo

...seem obvious, but it is worth saying that security interests over customer property may relieve credit risk, but they do not minimise interest or operating cos ...isation]]: they repackaged future cashflows due on the mortgage loans into secured bonds which they sold at par on the open market. That the banks were less d

...ing, because the diminution in value of the creditors claim will be to the secured assets themselves, not the solvency of the vehicle holding them so the pres

...telllectual property — including, by the way, the concept of “intellectual property” enabling incredible advances in the standards of living of people all ov ...wrestle. The classic bank lending activity is a mortgage: collateralized, secured over real estate, but long dated and something the bank must commit to for