Negative pledge

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A negative pledge is an covenant a borrower makes to one lender not to create security over its assets in favour of another lender. A rather bankery thing — if obeyed, it preserves a fellows jostling space at the bar should the counterparty go to hell — but does rather, cramp a youjng undertaking’s style. Thus, much more fashionable in the olden days than now, and probably the genesis of the curious No event of default or potential event of default representation we all know, love and routinely pass over when perusing our counterparty’s early draft. (we can’t think of any other reason for it, that is to say).

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