I believe

I believe for every drop of rain that falls, a flower grows.

I believe that somewhere in the darkest night, a candle glows.

I believe for everyone who goes astray, someone will come to show the way

—Roger Whittaker

Credit: Latin, vb (3rd pers. sing.): He, she or it believes.

TL;DR: A feature, not a bug.

Trust: a fundamental part of every legal, political, and financial system that has ever existed and one the need for which cannot be dissolved by technology) with a financial one parents will be charged £10 per hour for late collection of children after the session) has the same effect.

Contrarian view: aspects of social relations like friendships, marketing, vacation placements with colleagues' children, which are today seen as an acceptable nepotism and indications of unfairness in the system, in fact tend to reinforce bonds of trust and confidence between existing market participants. This may be inequitable for new entrants to the market and those who have been disenfranchised (as they are systematically deprived of these opportunities to enter the market in favour of insiders) but they do tend to increase general levels of trust amongst those participants in the market

The answer maybe not to prevent these activities, but to try to ensure equivalents are put in place for those without the necessary connections.

What things tend to substitute financial for moral obligations? Contracts. Laws. Regulations. Code.