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From The Jolly Contrarian
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The Jolly Contrarian’s Glossary
The snippy guide to financial services lingo.™


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One who uses. A customer. A client. One whose motivation for entering into a finance contract is to make a difference to his circumstances beyond the one that accrues from simply entering it.

Contrast with a dealer: one whose point in entering a contract is to make a fee, and otherwise does not want to change anything.

See also