Crystallise

From The Jolly Contrarian
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A word about credit risk mitigation
Well - we all do, now and then, when spring is upon us.
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Of a floating charge, to suddenly fix, clamping down like some kind of bear trap on all the chargor’s hitherto moveable stock in trade. A fair sign the game is almost up: it almost always requires some kind of iniquity or credit failure on the part of the chargor.

See also