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Often said of a young negotiator: one still flushed with the animal spirits of spring, with sap humming in her veins and a headful of crazy ideas, learning the mysteries and delights of the ISDA Master Agreement. Of course, one can do this one's whole professional career, so in a sense we are all, in our way, ISDA ingénues, but really the term is reserved for people that might not know you never say eye-ess-dee-aye and most certainly do not pronounce it sw-æp.
To be contrasted, empathetically, with an ISDA ninja.